Reviews
What borrowers value about our service, what to expect, and how to share your own experience.
Thinking about using Lending Buddy? Here is an honest look at what the experience is like, the situations people most often bring to us, and what a good outcome looks like — whether that's accepting a fair offer or deciding a loan isn't right for you.
The scenarios below are illustrative composites based on common requests we see, not individual testimonials. Results vary; approval and terms depend on the lender.
“My transmission went out on a Tuesday and I needed $1,200. I submitted one request, was connected with a lender the same afternoon, and the APR and payment were spelled out before I signed.”
“I liked that I could see the total of payments before accepting. I ended up borrowing less than I first requested because the calculator showed me the real cost.”
“I rolled two store cards into one installment loan with a fixed payment. Having a single due date made budgeting so much easier.”
“My score is in the low 600s and I was nervous. A lender looked at my steady income, not just the number, and the terms were clear.”
“The home loans page explained FHA loans in plain English, and I was connected with a licensed mortgage partner to talk through my options.”
“Quick and simple. I declined the first offer because the APR was too high for me, and nobody pressured me. That's exactly how it should work.”
We can't guarantee you'll be connected with a lender or approved. Short-term loans for borrowers with limited credit can carry high APRs, and some lenders in the market — including tribal lenders — may charge rates far above 36%. Always read the lender's disclosure and compare the total of payments. If an offer doesn't fit your budget, decline it and consider the alternatives in our responsible lending guide.
Used Lending Buddy? We'd like to hear what went well and what we can improve. Email [email protected] with the subject "My Lending Buddy review." With your permission, we may publish verified reviews on this page.
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