Legal

Lending Buddy Disclaimer

Last updated October 27, 2026. Please read this page carefully.

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Not a lender

Lending Buddy is not a lender, loan broker or financial advisor and does not make credit decisions. We operate a free service that may connect you with independent third-party lenders and partners. Any loan agreement is solely between you and the lender.

No guarantee of approval or terms

Submitting a request does not guarantee that you will be connected with a lender, receive an offer or be approved. Loan amounts, APRs, fees and repayment terms vary by lender, state and your individual credit profile.

Educational content only

Guides, calculators and articles on lendingsbuddy.com are general educational information. They are not individualized financial, legal or tax advice. Consider speaking with a qualified professional about your situation.

Hypothetical examples

Dollar figures, APRs and payment examples are hypothetical unless stated otherwise and are provided only to illustrate how loan costs work. Calculator results are estimates, not offers of credit.

Third-party websites and lenders

We are not responsible for the content, products, privacy practices or actions of lenders, partners or other websites linked from our site. Review each lender's terms and privacy policy before you accept an offer.

Accuracy

We work to keep information accurate and current, following our editorial policy, but laws, programs and lender practices change. Please verify important details before acting.

Independent website

lendingsbuddy.com is an independent website and is not affiliated with other companies that use similar names.

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