Purpose of our content
Lending Buddy publishes educational content to help consumers understand loans, credit and homebuying so they can make informed decisions. Our content is general information, not individualized financial, legal or tax advice.
Accuracy standards
- We rely on primary and authoritative sources: federal and state regulators (CFPB, FTC, HUD, FDIC), statutes and official program guidelines.
- All calculations are checked, and examples are clearly labeled as hypothetical when they do not reflect a specific published offer.
- We avoid absolute promises. We never claim guaranteed approval, specific rates or "no credit check" loans.
Independence
Lenders and partners compensate us for connections, but they have no input on our educational articles. Writers are not paid based on loan volume. When we mention a product type's drawbacks, we say so plainly.
Review process
Each article is drafted by a subject specialist, edited by a senior editor and reviewed by our Lending Compliance Reviewer before publication. Learn more about the Editorial Team.
Updates and corrections
We display the date each page was last updated. If we find or are told about an error, we correct it promptly and, for material changes, note the correction. Report issues to [email protected].
Use of technology
We may use software tools to help with research, calculations and drafting. Every page is reviewed and approved by a human editor who is accountable for its accuracy.