Lending Buddy is not a lender
We operate a free service that may connect consumers with third-party lenders and partners. We do not make loans or credit decisions and do not set rates, fees or terms. Submitting a request does not guarantee a connection, approval or any particular offer.
How we're compensated
Lenders and partners in our network may pay us when we connect them with a consumer or when a consumer takes a specific action. Compensation may affect which lenders you are connected with and the order in which offers are presented. It never increases the amount you pay the lender. Our network does not include every lender or every product available in the market.
Loan terms
APR, fees and repayment terms vary by lender, loan amount, state and your credit profile, and are disclosed by the lender before you accept. Some lenders in the market, including lenders affiliated with Native American tribes, may charge APRs significantly above 36% and may assert tribal sovereign immunity. Read every agreement carefully. See our rates and fees page.
Representative example
Hypothetical: a $1,000 loan repaid in 12 monthly payments at 35.99% APR has payments of about $100.46 and a total of payments of about $1,205.49.
Credit checks
Lenders may perform credit checks with one or more consumer reporting agencies, including soft and hard inquiries. Late or missed payments may be reported and can affect your credit.
State availability
Not all lenders or products are available in all states. Residents of some states may not be eligible for some or any offers.
Home loans
Home loan connections are made with licensed mortgage partners. We are not a mortgage lender. Verify licensing at nmlsconsumeraccess.org.
Independent site
lendingsbuddy.com is an independent website and is not affiliated with other companies that use similar names.