Every loan request on Lending Buddy starts with one free, secure form — but the right loan depends on why you're borrowing, how much you need and how long you need to repay. Use this hub to find the loan page that matches your situation, then compare real offers from lenders before you decide.
Lending Buddy loan types
Personal Loans$200–$5,000 for everyday needs, with clear fixed payments.Emergency LoansFast help for car repairs, medical bills and urgent costs.Bad Credit LoansAll credit types may submit a request — no judgment.Installment LoansSpread repayment over months, not one lump-sum payday.Debt ConsolidationRoll high-interest balances into one simpler payment.
Borrow for a specific need
Car Repair LoansGet back on the road without draining savings.Medical LoansCover medical and dental bills after you negotiate.Military LoansMLA-protected options for service members.Gig & Self-EmployedWays to prove irregular or 1099 income.Benefits Income LoansSocial Security, disability or pension income.
Loans by amount
$500 LoansSmall, short-term help for urgent bills.$1,000 LoansPopular for repairs and catch-up bills.$5,000 LoansLarger needs and debt consolidation.
Need a different amount? You can request anything from $200 to $5,000. Borrow the smallest amount that solves the problem — every extra dollar adds interest.
Home loans
Home LoansFHA, fixed-rate and refinance options with licensed partners.First-Time Homebuyer LoansLow-down-payment paths to your first home.Mortgage RefinanceLower your rate, change your term or tap equity.
How to choose the right loan
| Your situation | Usually a good fit | Read first |
|---|---|---|
| Surprise bill, need cash within days | Emergency loan | How long funding takes |
| Want a fixed payment over several months | Installment loan | Installment vs payday |
| Several high-interest card balances | Debt consolidation loan | Consolidation guide |
| Credit score below 630 | Bad credit loan | Bad credit guide |
| Buying your first home | First-time buyer loan | How much house can I afford? |
Expert tip: Before you choose a loan type, run the numbers in the loan calculator and check your debt-to-income ratio. Lenders look at both, and knowing them first helps you request an amount you're likely to qualify for.
Ready to start?
One request, no cost and no obligation. Apply now.