This Privacy Policy explains how Lending Buddy ("Lending Buddy," "we," "us") collects, uses, shares and protects information when you visit lendingsbuddy.com (the "Site") or submit a loan request. By using the Site, you agree to this policy.
1. Information we collect
- Information you provide: name, address, email, phone, date of birth, income and employment details, bank account information, Social Security number (where required by lenders), requested loan amount and purpose.
- Automatically collected: IP address, device and browser type, pages viewed, referring URLs, and cookie or similar identifiers.
- From third parties: identity-verification, fraud-prevention and, through lenders, consumer reporting agency data.
2. How we use information
To process your request and connect you with lenders and partners; verify identity and prevent fraud; communicate with you by email, phone or text (with your consent where required); improve the Site; comply with law; and, where permitted, send you offers for other financial products.
3. How we share information
Submitting a request authorizes us to share your information with lenders and partners in our network who may make you an offer, and with service providers who help us operate the Site. Lenders that receive your information may keep it even if you don't accept an offer, under their own privacy policies. We may also share information to comply with law, protect rights and safety, or in connection with a business transfer. We do not sell your information for money; to the extent sharing for advertising may be considered a "sale" or "sharing" under state law, you may opt out on our Your Privacy Choices page.
4. Cookies and analytics
We use cookies and similar technologies to operate the Site, remember preferences and measure performance. You can control cookies through your browser settings. We honor Global Privacy Control signals where required.
5. Data security
We use encryption in transit (HTTPS/TLS), access controls and other safeguards. No system is perfectly secure, so please protect your devices and never share passwords.
6. Data retention
We keep information as long as needed for the purposes described, to meet legal obligations and to resolve disputes.
7. Your rights
Depending on your state, you may have the right to access, correct or delete personal information, opt out of sale/sharing or targeted advertising, and not be discriminated against for exercising these rights. Email [email protected]. Information covered by the Gramm-Leach-Bliley Act may be exempt from some state laws.
8. Marketing communications
Opt out of emails via the unsubscribe link, texts by replying STOP, and calls by asking to be placed on our do-not-call list.
9. Children
The Site is not intended for anyone under 18, and we do not knowingly collect information from children.
10. Changes and contact
We may update this policy and will post the new date above. Questions: [email protected].